IIC Medical Insurance

 

Medical Insurance ranks the particular place in the activity of the International Insurance Company (IIC) as the health care of employees is the source of prosperity of any company and important contribution to its future.

IIC offers services on organization of medical maintenance of its clients on international service standards in the best medical institutions and provides protection of rights of Insured Persons in medical institutions.

A special medical department in IIC employed with professional doctors having a great experience of organizational and treatment practice. In Medical Department, the company employs 9 people, 2 experts and 4 call center operators (dispatchers). IIC has organized its own dispatcher medical service where qualified doctors with knowledge of foreign language work. Dispatchers will provide help to Insured Persons at any time in case of critical situation, operatively decide occurring problems and give detailed information in terms of insurance program. Permanent control of medical treatment quality is carried out either by the company’s experts or by involved specialists. IIC guarantees individual guidance of every Insured. Medical Department receives clients’ services bills and collects statistical information about health state of the Insured. Information received is getting worked up and then monthly disease analysis is carried out.

International Insurance Company’s clients are not required to pay and wait for reimbursement of expenses as the company has treaty contracts with the best clinics of the Republic. IIC’s main partner is The Central Clinical Hospital which has the outstanding methods of treatment, modern equipment and highly qualified personnel. These allow providing medical treatment in short terms on all profiles of disease treatment. For increasing of medical treatment quality of clients, the company works on investment to medical institutions.

The singularity of IIC’s work is that you can take part in formation of insurance program necessary to you, specify types and sizes of provided medical services, choose medical institutions in which you would like to be served. We give you wide possibility on choosing of insurance scheme.

Focusing on long-term cooperation IIC provides flexible system of sales, privileges and payment installments. The company’s clients are granted with additional services and privileges in case of conclusion of contracts on other types of insurance.

What can IIC offer your employees?

IIC has flexible range of Medical insurance products gives employers the benefit packages they desire and associates the level of affordable coverage they and their families need.

It is important that your employees have the security of a complete protection package to fully cover their needs. You can choose from Types of Medical Services, each of which offers different levels of cover. If your employees require any advice or assistance, a multilingual 24 hour Helpline is available. Employees can call our Helpline number available on their membership card or on any of our documentation and we will assist them. Our partner, The Central Clinical Hospital which specializes in emergency service, will be able to arrange appropriate emergency assistance. If the working area (site) of employees is located far away (at least more than 50 km distance from city), IIC in co-operation with The Central Clinical Hospital establishes an emergency center in the area.

The company’s claims settlement with hospitals and medical centers, listed in List of Medical Institutions, is agreed by Direct Billing payment (The Insurer, IIC, will pay employee’s hospital expenses within agreed period with the hospital).

By cooperating with us you would not care about your employees, would not spend extra money for medical facilities, and would not employ extra personnel for medical facilities, because all would be organized by us. Our cooperation will be benefit for you in all cases, because we take on us all your employee’s medical problems, we take your responsibility on us by providing your extra time and money to focus on your business. As a local company we make it possible for you to reduce your insurance expenses from profit. (Tax law art.116)

We bring to your attention the following programs:

  • In patient services
  • Out patient services
  • Emergency assistance
  • Prescription drugs
  • Dental services
  • Prophylactic services
  • Prophylactic inspections
  • Child birth
  • Sanatorium
  • “Private” doctor Services

In-patient services:

  • around the clock organization of emergency and scheduled hospitalization to the multi-type specialized hospitals due to acute or chronic aggravation of therapeutic or surgical diseases, to single accommodation equipped with the maximum comfort;
  • reanimation actions and intensive therapy;
  • carrying out the inspection of the patient appointed by the doctor;
  • expanded volume of diagnostical, laboratorial or instrumental researches;
  • consultations and other professional services of doctors;
  • medical treatment carried out according to the accepted medical standards;
  • provision of the patient with necessary medicines, products and account materials;
  • provision with a dietary meals upon doctor’s prescription;
  • post-surgery and ward care ;
  • rehabilitation;
  • if necessary transportation by the specialized medical transport with accomplishment of medical staff;
  • registration of the necessary medical documentation (hospital certificates, recommendations, conclusions and etc.)

Out-patient services:

  • receptions, consultations and medical supervision all specialty;
  • calling a doctor or a nurse in or to the office;
  • carrying out necessary diagnostic researches (functional diagnostic, X-ray photography, ultrasound, endoscopes, instrumental, laboratorial and etc.);
  • expanded volume of the medical aid concerning chronic ailment, including physiotherapy, medical massage, acupuncture, manual therapy, belneological procedure and etc;
  • small surgical operations;
  • carrying out necessary medical procedures prescribed by the doctor;
  • carrying out prescriptions of the specialists at home;
  • dietary recommendations for adults, recommendations on nutrition and artificial rear of children;
  • registration and distribution of the medical documentation (prescriptions, certificates, direction to the hospitalization, conclusions of the experts);
  • examination of the temporary disablement, distribution and renew of disablement certificates;
  • other medical services, not requiring hospitalization.

Emergency assistance:

  • organization of departure of the specialized emergency brigades and first aid, equipped with the latest equipment and completed by the qualified doctors at any time;
  • rendering of the emergency help at occurrence of the menacing conditions to the life, demanding urgent medical intervention;
  • full drug treatment;
  • if necessary hospitalization or evacuation.

Prescription drugs:

  • free provision with the medical products and account materials prescribed by the doctor at out-patient treatment.

Dental services:

  • around the clock stomatologic first aid in the multi-type specialized medical institutions at any time;
  • X-ray photography, viziography;
  • anesthesia of maxillofacial area;
  • dental surgery;
  • therapeutic treatment of caries including complicated caries, filling with using composite materials;
  • treatment of inflammatory diseases of an oral cavity, periodontitis, opening of acute abscess and flegmonas of jaw-facial region.

Prophylactic services:

  • complex activation of immune system;
  • vaccination under epidemic indications and with the purpose of prophylaction from various infectious diseases (flu, hepatite, diphtheria, malaria, cholera);
  • vitaminization.

Prophylactic inspections:

  • complex measures on inspection of Insured Person in clinics stipulated beforehand;
  • joint drawing up of the preliminary plan and volume of inspection;
  • basic inspection is made under the individual program which takes into account: gender, age, occupation and other initial facts.

Child birth:

  • consultation and supervisions of the expert-doctors during pregnancy;
  • carrying out necessary laboratorial, clinical and diagnostic researches for estimation of woman state and fetus;
  • preparing to the coming child birth;
  • transportation to the stationer by the specialized transport when child birth is coming;
  • providing with the emergency medical aid when child birth is coming ;
  • joint stay of mother and child in comfortable labour wards;
  • observation of the child by the neonatology doctor in maternity hospital.

Sanatorium:

  • at presence of the medical indications confirmed with the medical documentation and the conclusion of the doctor – expert of the Insurer rehabilitation and regenerative treatment under the basic diagnoses are organized in condition of the specialized branch of hospitals, resort and sanatorium.

“Private” doctor Services:

  • acquaintance with the medical history of the Insured Person;
  • elaboration of the individual medical program and dispensarization plan;
  • carrying out the specialists consultation, laboratorial and instrumental researches;
  • control and participation of the private doctor on providing of emergency and scheduled hospitalization;
  • representation of the Insured Person interest in the medical institutions;
  • regular visiting of the Insured Person to his (her) home in occasion of disease not requiring hospitalization if necessary organization of the stationer at home;
  • registration of the necessary medical documentation, examination of invalidity, conclusions, directions;
  • consultations on the phone.

To purchase necessary program you just need to apply to IIC.